Our mortgage services span 49 states + D.C., with each loan managed by a locally licensed team who are familiar with that community’s local housing market.
HomeServices of America offers mortgage services nationally through Prosperity Home Mortgage and HomeServices Lending, making home financing simple, seamless and customer-focused.
All the tools, one-stop convenience
Borrowers can choose to add brokerage, title and insurance services from the broader HomeServices family and avoid transaction complexity.
Support at every step
Our loan officers guide borrowers through pre-approval, loan selection, underwriting, and closing with clarity and car.
Flexibility for many kinds of borrowers
We offer conventional, FHA, VA, jumbo, renovation and downpayment assistance programs buyers and homeowners.
Pre-Approval & Mortgage Commitment Letter
Standard, Conventional, FHA, VA & Jumbo Loans
Renovation Financing
Down-Payment Assistance (BorrowSmart)
Expedited Options (XLR8 / Rapid Close)
We believe everyone deserves fair access to homeownership. That means:
Treating every borrower equally, regardless of background.
Hiring loan officers whose backgrounds reflect the communities they serve — including bilingual and multilingual officers.
Engaging with local housing authorities, minority-owned associations and nonprofit organizations to support under-served communities.
When you work with a HomeServices mortgage company, you get more than a loan — you get a team committed to clarity, fairness, and delivering a home financing experience built around you.
